Every other budget app pretends it can predict your balance to the cent. CashFlow forecasts a range — one that widens the further out it looks, and tightens as it learns what you actually spend. No bank login. No account. Nothing ever leaves your phone.
Join the early access See how it worksComing to Google Play. Free tier is the whole forecasting loop — no signup of any kind.
Tell it your rhythm — paycheck every other Friday, rent on the 1st, groceries about $250 a week, give or take. That's all it needs. No bank connection, no import of your transaction history, no waiting weeks for an app to "learn" you.
A forecast that claims to know your balance six weeks out to the penny is lying. CashFlow's projections carry an uncertainty band that grows with distance — so "I can cover this next week" and "I can cover this in six weeks" read as differently as they should.
Once a month, confirm what things actually cost. Log real receipts against your recurring items as they happen. From the second month on, your ± swings are measured from reality instead of guessed — all computed on the phone.
A calendar of every projected day, low-cash days flagged before they arrive, an optional heads-up notification, and a lean-month stress test that pins every number to its worst edge when you want the pessimist's view.
Savings goals grade themselves against the forecast — Secure, On track, Stretch, or Out of reach — and tell you the real monthly delta when you're short. The Trim tab shows what cutting back would actually free up.
One-tap CSV export of everything, and import to bring it back or migrate from a spreadsheet. Multiple separate ledgers, ad-free, and more with CashFlow Plus — the free tier is the complete forecasting loop, forever.